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About HMK

About Healthy Montana Kids

HMK is a free or low-cost health coverage plan. The plan provides health coverage to eligible Montana children and teenagers up to age 19. A child can qualify for HMK based on family size and income (see chart below). There are no pre-existing condition limitations.

Some parents share in the cost of their children's health care by paying a small co-payment when care is received. However, total co-payments for a benefit year will not exceed $215 per family.

Apply for HMK online at, or call (888) 706-1535 to have an application mailed to you. Applications are also available at your local Office of Public Assistance, health department, health care facilities, Indian Health Services, and many more community locations.

Eligibility Requirements

  • Children up to age 19
  • Montana residents
  • US citizens or qualified aliens
  • Household meets income guidelines for household size (see below)

2014 HMK Income Chart

Monthly Gross Income
Effective April 1, 2014
Household Size (Children and Adults) Monthly Household Income
Family of 2 $3,421
Family of 3 $4,304
Family of 4 $5,187
Family of 5 $6,070
Family of 6 $6,953
Family of 7 $7,837
Family of 8 $8,720

The HMK Income Chart is based on Federal guidelines that are adjusted every year. The HMK Income Chart is an accurate eligibility guide Effective April 1, 2014.


Covered Services

  • Office and clinic visits
  • Emergency services
  • Hospital services
  • Sports or employment physicals
  • Anesthesia services
  • Surgical services
  • Well-child checkups
  • Ambulance
  • Prescription drugs
  • Laboratory and X-ray services
  • Mental health services
  • Substance abuse services
  • Dental services
  • Vision exams and eyeglasses
  • Hearing exams/hearing aids
  • ... and more

There are no pre-existing condition limitations.